THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

• You are prohibited from misrepresenting your identity or affiliation with any person or entity.
• By providing us with your mobile number and opting-in, you give Credits, Incorporated permission to send you account-related text messages, like payment reminders and notifications, in conjunction with the services you have requested.
• Number of messages will vary by account.
• By providing us with your mobile number and opting-in, you agree you have ownership rights or permission to use the number given to us.  Message and data rates may apply.
• To opt-out, text STOP to any text message we send you. An opt-out confirmation message will be sent back to you.
• To request support, text HELP to any text message we send you, or email us at info@creditsinc.com.
• If your handset does not support MMS, any MMS messages sent may be delivered as SMS messages.
• Wireless carriers are not liable for undelivered or delayed messages.
• Call or write to us to dispute all or part of the debt. If you do not, we will assume that our information is correct. If you write to us, we will send you information that shows you owe the debt.
• Write to ask for the name and address of the original creditor, if different from the current creditor.
• Go to www.cfpb.gov/debt-collectjon to learn more about your rights under federal law. For instance, you have the right to stop or limit how we contact you.
• Pongase en contacto con nosotros para solicitar una copia de este formulario en español.